The Owner-Operator Independent Drivers Association has expanded its Life and Health Department offerings to include moving and storage operations, adding another segment of the trucking industry to the businesses eligible for its coverage options.
Moving and storage companies can select coverage limits of $500,000, $1 million or $2 million. Optional Casual Laborer coverage is also available with the $1 million and $2 million plans, according to OOIDA.
The plans include no deductible for accidental medical expenses and provide limited benefits for non-occupational injuries. Businesses can also tailor benefits to include short-term disability, dental and vision coverage, accidental death and dismemberment and term life insurance.
Coverage Extends to a Labor-Intensive Part of Trucking
Moving and storage operations differ from many other trucking businesses because the work frequently extends beyond transportation. Employees and temporary laborers may be involved in loading, unloading and handling household goods or other property in addition to the driving involved in a move.
The addition of optional Casual Laborer coverage to the higher-limit plans reflects that workforce structure. OOIDA did not provide further details in its announcement about eligibility requirements or the specific benefits available under the casual labor option.
The organization also said current rates for the newly available coverage are guaranteed through May 2029.
OOIDA already offers a range of life and health products for owner-operators and professional drivers. The expansion makes its coverage available to moving and storage businesses as well, although individual costs and available benefits will depend on the coverage selected by each operation.
The TDUSA editorial team creates practical, driver focused content covering trucking news, industry updates, safety, regulations, and career information for professional truck drivers across the United States. Each article is built to reflect real world experience, industry developments, and information drivers can use on and off the road.
Last Updated: October 9, 2026
Source: Land Line Media
